FAIR - Florida Association for Insurance Reform

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Membership is open to all Floridians impacted by Florida insurance public policy-from insurance company CEOs to consumer activists. Free memberships are available to consumers, policy holders, and associations. Industry stakeholders are encouraged to become paid members. Paid membership and contributions support FAIR's educational efforts and also provide limited membership benefits such as our industry locator service. For more information about membership in FAIR please visit our Join page.

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FAIR is a non-partisan, non-profit educational organization that works to educate Florida consumers and insurance industry stake-holders about the effects of insurance public policy. Unlike other organizations that represent specific constituencies, FAIR works with all constituencies to facilitate ongoing dialogue and transparent communications. FAIR believes that there is a solution to every insurance problem that both promotes a robust insurance market and also protects consumers and policy holders.

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Proposed Statutory Changes to the Florida Hurricane Cat Fund with Appendices - 9.5 MB


Florida Locals Alarmed at Bill to Give State Conduit Assessment Power

Posted on Wednesday April 22, 2015

by Shelly Sigo APR 22, 2015 1:13pm ET BRADENTON, Fla. – A bill making its way through the final days of the Florida legislative session would vastly expand the financing power of the Florida Development Finance Corp. House Bill 7067, a major economic development bill, was amended in recent weeks to give FDFC the ability …

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Florida Cabinet approves buying $2.2 billion more in catastrophe insurance By Steve Bousquet April 14, 2015

Posted on Thursday April 16, 2015

TALLAHASSEE — Gov. Rick Scott and Cabinet members voted Tuesday to bolster the state’s catastrophic insurance fund with $2.2 billion of added coverage in advance of what forecasters predict will be another quiet hurricane season in Florida. State financial experts say the cost to a typical policyholder will be “minimal,” or a premium increase of …

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Reinsurance bad deal for Florida homeowners By Ray Rodrigues April 14, 2015

Posted on Thursday April 16, 2015

On Tuesday, executives from the Florida Hurricane Catastrophe Fund recommended to the state Board of Administration, consisting of Gov. Rick Scott, Chief Financial Officer Jeff Atwater and Attorney General Pam Bondi, that they approve the purchase of billions of dollars of reinsurance from the private market. I believe the proposed risk transfer is a violation …

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FAIR Honors Locke Burt’s Leadership in Developing Solutions that Improve Florida’s Home Insurance Market

Posted on Tuesday September 23, 2014

Consumer Advocacy Group Presents Security First Insurance Chairman and President with Lifetime Achievement Award  Tampa, Fla. (September 17, 2014) – The looming and ever-present potential for catastrophic weather. A challenging regulatory environment. Premium affordability. These challenges, in addition to a diverse and vocal group of constituencies, have caused Florida to become one of the most volatile …

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